How to come back from a catastrophic financial mistake or bad business decision.

Life throws us curveballs every once in a while. Sometimes, these surprises have a financial impact. Maybe you have been on the receiving end of one of these financial surprises. Or it could be someone you know, a friend or family member. What does a financial curveball look like? It could be an investment that … Continue reading How to come back from a catastrophic financial mistake or bad business decision.

Equifax and your data: What now?

It’s been over two weeks since news broke about the computer security hack at Equifax, a credit-reporting firm. The company announced on September 7 that hackers gained access to servers storing sensitive information on over 143 million consumers. The data breach included names, addresses, Social Security numbers, driver’s license numbers and more—everything an identity thief … Continue reading Equifax and your data: What now?

Forget Fees – it’s all about Plan Design for Small Business Retirement Plans

As a financial advisor to small business owners and their families I spend a lot of time consulting on retirement plan design, implementation, education, compliance and monitoring.  With the new DOL rule (or not so new for some of us who have been fiduciaries for a while) the entire focus has been on fees paid … Continue reading Forget Fees – it’s all about Plan Design for Small Business Retirement Plans

Why Paying Down Debt Faster is Not Always Better

I enjoy social media. Facebook, Twitter, and LinkedIn are my personal favorites but I’ve even thought of trying Instagram or SnapChat. I frequently see either advertisements or “financial experts” on social media promoting the latest debt reduction secret or plan that will get people to the promised land of financial freedom. Now on its face, … Continue reading Why Paying Down Debt Faster is Not Always Better