Privacy Policy
Delaware Financial Planning, LLC (“DFP”) recognizes that its relationships with current and prospective clients are based on integrity and trust. We are committed to maintaining the privacy of the personal information you share with us and to protecting the confidential nature of our relationship with you.
We want our clients to understand what information we collect, how we use it, how we may disclose it, and how we protect it.
Why We Collect Your Information
We gather information about you so that we can:
Help design and provide the investment and financial planning services we provide to you; and
Comply with applicable federal and state laws and regulations.
What Information We Collect and Maintain
We may collect the following types of nonpublic personal information about you:
Information you provide to us regarding your identity, such as your name, contact information, Social Security number, date of birth, and financial information;
Information you provide regarding your financial circumstances, goals, accounts, investments, insurance, taxes, estate planning, employee benefits, and other matters relevant to the services we provide;
Information that we generate in connection with providing financial planning and investment advisory services to you; and
Information that we receive from third parties in connection with the services we provide.
What Information We Disclose
DFP does not sell your personal information.
We may disclose nonpublic personal information to unaffiliated third parties when reasonably necessary to provide or administer our services, when authorized by you, or when otherwise permitted or required by law.
Such disclosures may include:
Service providers that assist DFP in providing or administering advisory services, including client relationship management systems, financial planning technology providers, document management and cloud service providers, electronic communications and archiving providers, billing and payment providers, cybersecurity providers, and other technology or professional service providers;
Financial institutions, custodians, attorneys, accountants, insurance professionals, or other professionals involved in servicing your financial needs when appropriate;
Your authorized representative, agent, or holder of a valid power of attorney;
Other persons or entities when we have your consent or authorization;
A successor or other party in connection with a proposed or actual sale, merger, transfer, or reorganization of all or a portion of DFP’s business; and
Regulators, government agencies, law enforcement authorities, or other persons when disclosure is required or permitted by applicable law.
We do not share your contact information, including phone numbers and email addresses, with third parties or affiliates for their own marketing or promotional purposes.
If DFP changes its privacy practices in a manner that creates additional rights or disclosure obligations under applicable law, DFP will provide appropriate notice and any required opportunity to limit such disclosure.
How We Protect Your Personal Information
DFP restricts access to client information to persons and service providers who have a legitimate business need for the information.
We maintain reasonable physical, electronic, and procedural safeguards designed to protect confidential personal information from unauthorized access, use, alteration, or disclosure.
DFP also evaluates service providers that handle confidential client information and seeks to use providers with appropriate confidentiality, privacy, and information-security safeguards.
Former Clients
This Privacy Policy continues to apply after our advisory relationship with you ends. DFP will continue to protect nonpublic personal information regarding former clients in accordance with applicable law and will retain records for the period required by applicable law.
Contact Us
If you have questions regarding DFP’s privacy practices, please contact:
Mike Staman, Chief Compliance Officer
Delaware Financial Planning, LLC
302-464-8409